by Natalie Harris | Jul 11, 2025 | Uncategorized
We’re nearing the halfway point of the year—an ideal time to start planning for critical year-end retirement plan deadlines. Staying proactive now can help you avoid the last-minute rush and ensure compliance with key requirements like nondiscrimination testing,...
by Natalie Harris | May 12, 2025 | Pension Pulse
Cash balance plans are a powerful retirement savings tool, but they come with specific rules about who can participate and how benefits are distributed. Employers have flexibility in determining eligibility for both 401k and cash balance plans, but they must comply...
by Natalie Harris | Apr 16, 2025 | Pension Pulse
Defined benefit and cash balance plans generally provide annual benefit accruals based on a formula outlined in the Plan Document. In plain terms, this means that the benefits owed to plan participants increase each year. To fund these increasing benefits,...
by Natalie Harris | Dec 10, 2024 | Uncategorized
News You Can Use! for Advisors and CPAs Reminder: Age 60-63 Super Catch-Ups Begin January 1st The gift that keeps giving: SECURE 2.0! Effective January 1, 2025, plans may permit participants aged 60-63 to make catch-up contributions over the regular catch-up limit....
by Natalie Harris | Nov 12, 2024 | Uncategorized
December 1st Participant Notices – Annual notices due for Safe Harbor elections (note that some plans are no longer required to distribute Safe Harbor notices), Qualified Default Investment Arrangement (QDIA), and Automatic Contribution Arrangements (EACA or QACA)....
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