by Natalie Harris | Oct 31, 2025 | Pension Pulse
When it comes to saving for retirement as a small business owner, there are several options to consider: SEP IRAs, SIMPLE IRAs, and 401(k) plans. Each plan has its unique advantages and limitations, and understanding the differences can help you make the best choice... 
by Natalie Harris | Aug 27, 2025 | Pension Pulse
We receive a lot of inbound inquiries from financial advisors and CPAs asking us to review their client’s retirement plans. The scenario below is representative of an inquiry we received from a financial advisor who took on a new law firm client. During the advisor’s... 
by Natalie Harris | Aug 27, 2025 | Pension Pulse
As a qualified retirement plan third-party administrator (TPA) specializing in serving small and medium-sized businesses, we’ve seen firsthand how the right support can transform a 401(k) from a basic benefit into a powerful tool for employee retention and... 
by Natalie Harris | May 12, 2025 | Pension Pulse
Cash balance plans are a powerful retirement savings tool, but they come with specific rules about who can participate and how benefits are distributed. Employers have flexibility in determining eligibility for both 401k and cash balance plans, but they must comply... 
by Natalie Harris | Apr 16, 2025 | Pension Pulse
Defined benefit and cash balance plans generally provide annual benefit accruals based on a formula outlined in the Plan Document. In plain terms, this means that the benefits owed to plan participants increase each year. To fund these increasing benefits,... 
by Taylor Brown | Oct 17, 2024 | Pension Pulse
Cash balance plans are becoming increasingly popular for higher income small-to-medium sized business owners. We recently published our cash balance primer (link) which goes into detail on the plan type. However, one topic we are frequently asked by plan sponsors and... 
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